Independent Contractor (1099) Handbook: HVAC Technicians

1. Welcome to OffTorque

OffTorque is a mobile services marketplace that connects independent HVAC technicians with customers who need heating, cooling, and air quality services at their home or workplace. We provide the platform, the technology, and the customers, you provide the skills, tools, and service.

This handbook outlines the terms, expectations, and processes for HVAC technicians operating on the OffTorque platform. Please read it carefully before activating your account.

2. Your Status as an Independent Contractor

You are an independent contractor, not an employee of OffTorque LLC. This means:

• You are self-employed and responsible for your own business operations
• OffTorque does not control how, when, or where you perform HVAC work
• You set your own hours and decide which jobs to accept or decline
• You supply your own tools, vehicle, and equipment
• OffTorque will issue a Form 1099-NEC at year-end if your earnings exceed $600
• You are not entitled to employee benefits (health insurance, workers' comp, PTO, retirement plans)
• You are responsible for your own business insurance and liability coverage
• You are responsible for all applicable federal, state, and local taxes on your earnings

This handbook is an addendum to the OffTorque Independent Contractor Agreement you signed when you activated your account. It does not replace that Agreement, it adds HVAC-specific terms that apply once you enable HVAC as a service category on your profile.

3. How the Platform Works

1. Create your profile, Set up your HVAC technician profile with service area, skills, and availability on OffTorque.com
2. Get verified, Complete ID verification and background check clearance (see Section 6)
3. Receive admin approval, OffTorque reviews your profile and verification before activating your account
4. Accept jobs, Browse open HVAC service requests in your area and accept the ones that match your skills
5. Complete the job, Travel to the customer's location, perform the repair or installation, and update the job status in the app
6. Get paid, Send the customer a payment link through the app; funds are deposited to your connected bank account

4. Earnings & Payments

• You set your own labor rate, OffTorque does not dictate what you charge for services
• Payment is processed through Stripe, you must connect a valid U.S. bank account to receive payouts
• Payouts are deposited within 2 business days of a completed payment
• You are responsible for collecting payment from the customer through the platform, OffTorque does not guarantee payment collection outside the platform
• All transactions must be processed through OffTorque, off-platform solicitation of customers is a violation of platform terms and grounds for immediate removal

5. Platform Fee

OffTorque charges a platform service fee on each completed job. This fee is automatically deducted before your payout is deposited. The current fee rate is posted in your account dashboard. The fee covers:

• Platform technology and infrastructure
• Customer acquisition and marketing
• Payment processing
• Verification and compliance costs
• Customer support

6. Verification Requirements

All HVAC technicians must complete the following before accepting jobs:

6.1 Identity Verification (Stripe)

• Identity verification happens as part of connecting your Stripe payout account, the same step that sets up how you get paid
• You must submit a valid, government-issued photo ID and your bank account details during Stripe's onboarding flow
• OffTorque does not receive or store your identity documents, they are processed entirely by Stripe
• OffTorque receives only the result: connected or not yet connected

6.2 Background Check

• All HVAC technicians are required to obtain and submit an Ohio BCI (Bureau of Criminal Investigation) and/or FBI Identity History Summary background check
• You are responsible for initiating and paying for your own background check
• Results must be submitted to OffTorque for review before account activation
• Background checks must be renewed every 2 years or upon request
• HVAC technicians with disqualifying criminal history (see Section 6.3) will not be approved

6.3 Disqualifying Background Check Results

The following will result in denial or removal from the platform:

• Felony conviction within the past 7 years
• Any conviction for violent crimes, sexual offenses, or crimes against children
• Fraud, theft, or financial crimes within the past 5 years
• Active warrants or pending criminal charges

7. Licensing & Code Compliance

• You must hold EPA Section 608 certification if your work involves handling refrigerants (opening or servicing sealed refrigerant systems, such as AC or heat pump service), as federally required under the Clean Air Act. Work that does not involve refrigerants (e.g. thermostat installation, ductwork, airflow, or air quality jobs) does not require this certification.
• You are solely responsible for holding any state or local HVAC contractor license, certification, or permit required by your jurisdiction before accepting jobs there
• You must perform all work in compliance with applicable local mechanical/HVAC codes and permit requirements
• You must not misrepresent your licensing or certification status or hold yourself out as licensed or EPA-certified if you are not
• If a job requires a license, permit, or certification you do not hold or cannot obtain, communicate this to the customer rather than performing work outside your qualifications

8. Code of Conduct

All HVAC technicians on the OffTorque platform are expected to:

• Be professional, treat every customer with respect regardless of the situation
• Be honest, accurately represent your skills, experience, and the work performed
• Be punctual, arrive at the agreed time or communicate delays promptly through the app
• Be safe, follow all applicable safety and code standards when performing HVAC work
• Communicate through the platform, keep all customer communication inside the OffTorque chat
• Not solicit off-platform, do not ask customers to pay outside the platform or contact you directly for future work
• Not misrepresent credentials, do not claim certifications or licenses you do not hold
• Maintain your vehicle and tools, arrive prepared and equipped to complete the job you accepted

9. Customer Relations

• Always introduce yourself and confirm the job details with the customer before starting work
• Take photos of the system/unit before and after the job for your own records
• If a job is beyond your skills or requires parts you do not have, communicate this to the customer and update the job status accordingly, do not abandon a job without notification
• Disputes between HVAC technicians and customers are reviewed by the OffTorque admin team; decisions are final

10. Insurance & Equipment

• You are solely responsible for maintaining appropriate liability insurance for your work as a mobile HVAC technician
• OffTorque does not provide tool insurance, vehicle insurance, or general liability coverage
• You are responsible for any damage to a customer's property caused by your work
• It is strongly recommended that you carry general liability insurance and a tools/equipment policy

11. Tax Responsibilities

As an independent contractor, you are responsible for:

• Paying self-employment tax (Social Security and Medicare) on your net earnings
• Making quarterly estimated tax payments to the IRS if you expect to owe $1,000 or more
• Filing a Schedule C with your federal income tax return
• Keeping records of all income earned and business expenses incurred
• Reporting all OffTorque earnings even if you do not receive a 1099-NEC (earnings below $600 are still taxable income)

OffTorque recommends consulting a licensed tax professional for guidance specific to your situation.

12. Account Suspension & Termination

OffTorque may suspend or permanently remove an HVAC technician from the platform for:

• Violation of any term in this handbook or the Contractor Agreement
• Off-platform solicitation of customers
• Fraudulent activity (fake reviews, inflated charges, misrepresented work)
• Repeated customer complaints or low ratings
• Failure to renew background check clearance
• Criminal conviction or newly discovered disqualifying history
• Performing unlicensed, uncertified, or unpermitted work in violation of Section 7
• Abandonment of accepted jobs without communication

Removed HVAC technicians forfeit access to the platform and any pending payout subject to dispute resolution.

13. Acknowledgment

By activating your OffTorque HVAC technician account, you confirm that you have read, understood, and agree to the terms outlined in this handbook and the OffTorque Independent Contractor Agreement.